Privacy Policy
Last updated: March 2026
MortgageCalculator.co.za takes your privacy seriously. This policy explains what information we collect, how we use it, and your rights under the Protection of Personal Information Act, 2013 (POPIA).
What Information We Collect
We do not collect any personally identifiable information (PII).
All calculator inputs you enter (property price, income, deposit amounts, etc.) are processed entirely within your browser. This data is never transmitted to our servers, never stored, and never shared with any third party.
Cookies
MortgageCalculator.co.za does not use any tracking cookies, advertising cookies, or persistent cookies. We do not use browser fingerprinting or any other tracking technology to identify individual users.
Some browsers may store temporary session data to maintain the state of your current visit. This data is automatically cleared when you close your browser and is never accessible to us.
Analytics
We use Cloudflare Web Analytics to understand aggregate, anonymous traffic patterns on our website. Cloudflare Web Analytics is a privacy-first analytics solution that:
- Does not use cookies
- Does not track individual users across sessions or websites
- Does not collect IP addresses or device identifiers
- Provides only aggregated, anonymous statistics (page views, referrers, countries)
For more information, see Cloudflare's Web Analytics privacy statement .
No Data Storage
We do not operate a user database. There are no user accounts, no registration, no login, and no mechanism for us to associate any calculation or visit with an individual person. We have nothing to delete because we have nothing stored.
No Data Sharing or Selling
We do not sell, rent, or share any information about visitors to third parties. There are no advertising networks, retargeting pixels, or data brokers involved in operating this website.
Children's Privacy
This website is intended for adults making financial decisions. We do not knowingly collect any information from children under the age of 18.
POPIA Compliance
The Protection of Personal Information Act, 2013 (POPIA) governs the processing of personal information in South Africa. Because MortgageCalculator.co.za does not collect, store, or process any personal information about its users, POPIA obligations relating to the storage and processing of personal data do not apply to the normal use of our calculators.
If you contact us via email or another channel and voluntarily provide personal information, we will use that information only to respond to your query and will not retain it beyond what is necessary to do so.
Security
Our website is served over HTTPS via Cloudflare's global network, which provides encryption in transit, DDoS protection, and security hardening. Since we store no personal data, there is no personal data at risk of breach on our infrastructure.
External Links
This website may contain links to external websites. Once you leave our site, this privacy policy no longer applies. We recommend reviewing the privacy policy of any external site you visit.
Changes to This Policy
We may update this privacy policy from time to time to reflect changes in how we operate. We will note the date of the last update at the top of this page. Continued use of the website after any changes constitutes your acceptance of the revised policy.
Contact
If you have any questions about this privacy policy or how we handle data, please refer to our About page for contact information.