Property Guides for South Africa
Free, practical guides covering every aspect of the South African property market. Whether you are buying your first home, investing in rental property, or planning to sell — our guides provide accurate, SA-specific information updated for 2026.
Reference & Buying Guides
Prime Rate History
Complete history of SA prime rate from 2000 to 2026 with MPC schedule.
Read Guide →Transfer Duty Guide
Full breakdown of transfer duty rates, exemptions, and calculation method.
Read Guide →Bond Registration Costs
Understand Deeds Office fees and attorney registration costs in detail.
Read Guide →First Home Buyers Guide
Everything a first-time buyer needs to know about the SA property market.
Read Guide →Affordability Guide
How banks assess affordability and what you can do to qualify for more.
Read Guide →Investment Property Guide
Yields, capital growth, and tax considerations for SA property investors.
Read Guide →FLISP Subsidy Guide
Finance Linked Individual Subsidy Programme: who qualifies and how to apply.
Read Guide →Sectional Title vs Freehold
Compare the costs, rights, and obligations of sectional title vs freehold ownership.
Read Guide →City-Specific Property Guides
Detailed buying guides for South Africa's major cities with suburb-level price data, municipal rates, and local market insights.
Buying in Cape Town
Suburb-by-suburb price guide, City of Cape Town rates, and top areas for buyers.
Read Guide →Buying in Johannesburg
Joburg property market overview, area prices, and security considerations.
Read Guide →Buying in Durban
eThekwini market guide, coastal areas, and KZN-specific buying considerations.
Read Guide →Buying in Pretoria
Tshwane market overview, government employee benefits, and suburb prices.
Read Guide →Buying in Port Elizabeth
Nelson Mandela Bay affordable market, coastal lifestyle, and value areas.
Read Guide →How-To Guides
Step-by-step guides for every major property transaction in South Africa.
How to Apply for a Home Loan
10-step guide from pre-qualification to bond registration with full documents checklist.
Read Guide →How to Switch Your Bond
When switching makes financial sense, the process, costs, and what to watch out for.
Read Guide →How to Save a Deposit
Savings strategies, TFSA accounts, and deposit vs 100% bond comparison.
Read Guide →How to Sell Property
Full selling guide: choosing an agent, compliance certificates, legal process, and costs.
Read Guide →How to Buy Your First Home
Am I ready? Affordability, FLISP, offer to purchase, bond application, and transfer.
Read Guide →About These Guides
All guides on MortgageCalculator.co.za are written specifically for the South African market and updated for 2026 rates, thresholds, and regulations. We cover SARS transfer duty tables, SARB prime rate changes, National Credit Act requirements, and municipality-specific costs.
These guides are for informational purposes only and do not constitute financial advice. Property transactions involve significant sums — always consult a qualified bond originator, conveyancing attorney, and financial advisor for your specific situation.